|
Services
Gain Access and Convenience
 Simplify
you life with the UCU Debit Card! Now you don’t have to write all those checks
every month. Your UCU Debit Card is linked directly to your Credit Union
Checking Account. Use it anywhere you see the MasterCard symbol – at the
grocery store, gas station, or dry cleaner. It’s perfect for everyday use.
With a UCU Debit Card you can have better access to your funds at over 21
million locations worldwide, including many places that do not accept checks.
Your funds will be available to you around-the-clock through a worldwide network
of ATMs.
Tracking and controlling your spending is made easy with UCU@Home
and your monthly statements, which detail your Debit Card transactions. For
members with a joint account, the UCU Debit Card eliminates the hassle of
sharing a single checkbook. Each person listed on the account may obtain his or
her own card.
If your Debit Card is lost or stolen, liability is limited if
reported within two business days. It's safer than cash. For even greater
financial flexibility with your UCU Debit Card, request Direct Deposit of your
paycheck. That way, your money will be waiting for you!
Please note: The
UCU Debit Card is subject to a total daily transaction limit of $500.
If a transaction
exceeds the available balance in the account and the line of credit is
activated, then normal fees and charges apply.
FraudWatch® PLUS
You may not know
it, but you have round-the-clock protection against the increasingly savvy
perpetrators of debit card fraud. That’s because the debit cards we issue are
protected by FraudWatch® PLUS. Through an important partner of ours, we provide
industry leading technology, tools and the expertise to manage fraud.
Experienced fraud analysts work around the clock, watching for any suspicious
card activity and will contact you immediately if they detect potential fraud on
your card. So if you ever get a call from “Fraud Prevention Services” know that
our watchdogs are doing their job and preventing potential fraudulent use of
your card. Fraud is serious business, and can hit anytime. That is why we are
always on guard to detect and prevent fraud from happening to you.
Report a
Lost
or Stolen
Card
Has your ATM or Debit Card been lost or stolen?
Call this number any day, at any time:
1-800-264-5578.
To Change
Your PIN:
1-800-448-8268
Electronically
distribute salary, retirement or Social Security payments to your savings,
checking or loan accounts, making it easier to manage your money while
systematically saving for the future. To initiate Direct Deposit of your
entire paycheck, you must contact your employer’s payroll department. They
will need your UCU account number and the Credit Union's Routing number
(211-080-767). If you are an employee of one of our affiliates, you may complete
a Credit Union
Payroll Deduction form to have a portion of your check deposited to your UCU
account(s) and forward it to the Credit Union. We’ll do the rest!
Direct Payment is
an efficient electronic payment alternative to paper checks. By using direct
payment, you authorize a company to electronically collect a pre-authorized
amount from your checking or savings account to pay a bill on a predetermined
date. It takes the hassle out of paying your bills and helps you keep your
finances on track.
Through UCU's
comprehensive ATM services, you gain 24-hour access to your checking and savings
accounts at thousands of locations around the world.
 Accessing
your UCU accounts round-the-clock is as easy as picking up the phone. UCU’s
Starline Audio Response Service allows you to talk directly to the Credit Union
computer from a touch-tone phone with a Personal Identification Number (PIN).
You can access a wide variety of important information like account balances,
current rates, prior year tax information and loan payments using Starline.
It’s just another enhancement UCU has added to make conducting your financial
business that much easier. Click to learn more.
Members with
University Credit Union VISA Credit Card Accounts may access account information
from the VISA@Home link on our web site. The link allows you to make inquiries
on your recent transactions and balances. You can check your:
- Credit limit
- Available credit
- Current balance
- Next payment due date
- Next payment amount
- Interest paid year-to-date
- Interest paid prior year
- Transactions from the last 3 statements on the account
- Transactions that have been posted to the account since
the last statement
It's just another way UCU is making your Credit Union accounts
more convenient and hassle-free!
|
