UCU's Home Equity Line of Credit is perfect for members with equity in their homes who are looking for a low cost flexible way to borrow for almost any purpose.  The HELOC has a variable rate and a 10 year draw period.

For members who prefer a fixed rate, equal monthly payments, and a lump sum disbursement, UCU's Home Equity Loan is the answer.  Members may choose repayment terms of five, ten or fifteen years with monthly payments.

UCU offers an array of mortgage products for any financial needs.  Refinances, Jumbos, FHA, VA, First-time Home Buyer, no income verification, and investor loans are just some of the products to choose from.