Checking for the Way You Live

Simply compare University Credit Union's choice checking accounts to other available options.  We offer accounts to fit all of our members' different checking needs.  And, all of our accounts come with added services to make accessing your funds convenient and simple.  To learn more about our convenience services, click here.

 

Benefits

Checking1

Essential

Checking2

Advantage

Checking3

Elite

Checking4

Minimum Balance Requirement

 

 

 

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Unlimited Check Writing

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Free UCU Debit Card

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Free Direct Deposit/Payroll Deduction

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Unlimited UCU ATM transactions

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5 Free Non-UCU ATM transactions*

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Unlimited Non-UCU ATM transactions*

 

 

 

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Free Online Banking

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Free Bill Pay Service**

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Free Starline Telephone Banking

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Fifty complimentary checks

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First Box of Standard Checks Free

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Free Standards checks

 

 

 

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Free Check Safekeeping

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Earn Interest

 

 

 

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Free Traveler’s Checks

 

 

 

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$10,000 24-Hour Accidental Death and Dismemberment Insurance

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Payment Card Protection

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Savers Club® Book

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Bonus Travel

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Telephone Shopping Service

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Everyday Rebate Rewards®

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Get Up & Go®

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Sojourns® Travel Magazine for Members Only

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Monthly Service Fee

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1Members with Benefits Checking are subject to a $5.00 monthly service fee.

2Members with Essential Checking are subject to a $1.00 fee per ATM withdrawal or balance inquiry made at a non-UCU ATM.

3Members with Advantage Checking must have full Direct Deposit with the Credit Union.

4Members with Elite Checking must have a minimum combined balance of $10,000 between checking, savings and Money Market Draft Accounts.

*ATM terminal owners not associated with the SUM Program may charge a convenience fee.

**First ten transactions per month free, $0.60 for each additional transaction thereafter.

 

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More Services.  More Convenience.

Each of UCU’s choice checking accounts come with convenient, simple and secure services to access your accounts at anytime from anywhere.

 

UCU Debit Card More flexible than checks, the Debit Card can be used anywhere the MasterCard® symbol is displayed, and it is linked directly to your UCU Checking Account.  All purchases and ATM transactions are automatically deducted.

 

UCU@Home Online Banking:  Log onto our web site for FREE access to your accounts via UCU@Home. Use it to check account balances and histories, make transfers between accounts, track stocks, apply for loans and more.

 

Online Bill Pay Service:  Bill Pay allows you to pay their bills without the hassle of writing checks and running to the post office.  It is subject to approval and fees may apply.

 

Starline 24 Hour Teller Access your UCU accounts using a touch-tone phone. Check account balances, find out current rates, get prior-year tax information, and more.

 

Liberty Online Check Re-Order:  Order your next box of checks online with the click of mouse whenever its convenient for you, saving yourself a trip to the mailbox or a call to the Credit Union.  It's secure and simple!

 

Courtesy Pay Service:  This service allows the Credit Union to pay an item against your account, even if funds are not available, adding a layer of safety to your account.  Must have account for 60 days and be in good standing.  Subject to $500 limit.

 

Overdraft Protection Line of Credit:  If your Checking Account has insufficient funds, an Overdraft Protection Loan will prevent checks from being returned or “bounced.”  Subject to approval and fees may apply.  Click here to apply online.

 

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More Value.  More Benefits.  Benefits Checking.

When you choose Benefits Checking you are automatically enrolled in our exclusive Member Benefits program.  This program offers numerous discounts and savings on all types of products, services, travel, and much more.  It also offers protection services, as well as convenience advantages.  Please read below for more information on each benefit.  Members will receive their complete Member Benefits package in the mail 4 to 6 weeks after enrollment.

 

Security Advantages

$10,000 24-Hour Accidental Death and Dismemberment Insurance:  You’ll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.

 

Payment Card Protection:  Register all your credit, ATM and debit cards at one time and in one place.  If your cards are lost or stolen, simply call one convenient toll-free number anytime, 24 hours a day, and we’ll report the necessary information to card issuers and request replacement cards.   You’ll also receive protection against any liability on every registered card.  This comprehensive service also includes emergency cash and emergency airline tickets.

 

Travel Advantages

Savers Club® Book:  Save 50% at over 3,000 participating lodging properties from coast to coast.  Plus you’ll find discount offers from theme parks and car rental companies.  You can receive a new bargain-filled Savers Club® Book every year.

 

Bonus Travel:  Make travel plans by calling the toll-free Bonus Travel number.  You’ll always receive the lowest domestic airfares available at time of booking through the “Best Fare Search” system.  You’ll also receive special, members-only savings on packaged vacations and cruises through the Vacation Savings Hotline.

 

Get Up & Gosm With a one-time reservation processing fee of $24, you can spend up to three days and two nights at select hotels in vacation regions across the U.S.  Simply activate the benefit via mail, fax or by going online and request you preferred destination and travel time.  Once you’ve received written confirmation, you’re good to go!  Accommodations are for two adults 21 years of age or older and up to two children underage 18.

 

Sojourns® Member Magazine:  Whether you’re a serious traveler, or you prefer to enjoy America’s beauty from the comfort of an easy chair, vivid color photography and in-depth travel stories will satisfy your wanderlust.  You can receive the latest issue in the mail twice a year.

 

Convenience Advantages

Telephone Shopping Service:  Shop at home toll-free, and save up to 50% on over 500,000 name brand items.  Satisfaction guaranteed.  All manufacturers’ warranties remain in effect.

 

Everyday Rebate Rewards:  You can get cash back, simply by buying items you need everyday.  Save receipts from everyday purchases of things like dining, clothing, groceries and pet supplies.  At the end of each quarter, submit your receipts (up to $100 per quarter) along with the Everyday Rebate Rewards request form to receive 10% cash back on the entire bill.

 

 

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Questions or comments?  Please contact us

Routing Number:  211-080-767

University Credit Union ● 846 Commonwealth Avenue ● Boston MA 02215

Phone:  617-739-7447 ● Member Service Fax:  617-278-5890 ● Loan Department Fax:  617-739-8346

 

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Association, a U.S. Government Agency.

 

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